PIP Insurance & Chiropractic Care
in Florida — What Pompano Beach Patients Need to Know
Florida's PIP (Personal Injury Protection) insurance covers chiropractic care after auto accidents. Pompano Beach Chiropractic Spine and Injury Center accepts PIP insurance and helps accident patients navigate the claims process. Call (954) 532-5327.
Understanding Florida PIP Insurance for Chiropractic Patients
What is PIP Insurance?
Florida is a "no-fault" insurance state. This means your own auto insurance policy pays for your medical expenses after a car accident — regardless of who caused the crash. Every Florida driver is required to carry at least $10,000 in PIP (Personal Injury Protection) coverage.
Does PIP Cover Chiropractic Care?
Yes. Chiropractic care is a covered benefit under Florida PIP insurance. However, to access the full $10,000 in benefits, an "Emergency Medical Condition" (EMC) must be documented by a qualified provider within 14 days of your accident. Without an EMC designation, your benefits are limited to $2,500.
The 14-Day Rule — Critical for Pompano Beach Accident Patients:
Florida Statute 627.736 requires that you seek initial medical treatment within 14 days of your auto accident to qualify for PIP benefits at all. This is not optional — if you wait longer than 14 days, you forfeit your right to PIP coverage entirely. Pompano Beach Chiropractic Spine and Injury Center offers same-day evaluations so you never miss this window.
What Does PIP Pay?
PIP pays 80% of reasonable medical expenses and 60% of lost wages, up to the $10,000 policy limit. Your health insurance may cover the remaining 20% as secondary coverage. At Pompano Beach Chiropractic Spine and Injury Center, we bill PIP directly — you don't pay out-of-pocket for covered services.
What If My PIP Is Exhausted?
If your injuries require treatment beyond your PIP limits, your health insurance, medical payment coverage (MedPay), or a medical lien arrangement with your personal injury attorney may cover ongoing care. We work with patients and attorneys to ensure uninterrupted treatment regardless of insurance status.
Use Your PIP Benefits — Call Us Today
Or call us directly: (954) 532-5327 | 440 E Sample Rd Suite 101, Pompano Beach, FL 33064
Understanding Florida PIP & Chiropractic Benefits
Florida's no-fault insurance system provides up to $10,000 in Personal Injury Protection (PIP) benefits for medical treatment after a car accident. Chiropractic care qualifies as covered treatment — and Pompano Beach Chiropractic Spine and Injury Center is an experienced PIP provider with streamlined billing.
We Handle the Paperwork
Navigating PIP claims can be complex. Our team handles direct billing, pre-authorization, and documentation so you can focus entirely on your recovery. We've helped hundreds of Broward County accident victims maximize their PIP benefits.
